Santa’s sacks are piling up and we all need to start preparing and yet planning can smash costs!
Be creative, not costly
There are many ways to give great gifts without spending a fortune. With a drop of imagination and spark of creativity, you can find any number of great gifts costing just £5.
Use discount codes / vouchers
Shops are clever: in the run up to Christmas they want to entice new customers with discounts, but without reducing the price for people who’ll shop there anyway. Yet, whether online or on the high street, there are loads of hidden vouchers and discount codes to get money off
Bah humbug! Delay Christmas
Well, delay it for a few presents at least. Don’t feel forced into giving huge presents in time for Christmas. If the gift is likely to be one that’ll be reduced in the sales, why not simply send an IOU note with a promise to buy by mid-January.
Why not follow the old tradition of Secret Santa? This is where a group of work colleagues, friends, or even a school class set a budget, eg, £5 or £10 per present, and secretly draw names out of a hat for who needs to buy for whom. This way you need only buy one present for the group rather than scores.
Are you feeling relieved that all of your debts are in one place and the creditors have finally stopped calling? Why not tell your friends and family about us, we will also accept referrals who are already on debt management plans with other companies!
If they decide to take up our professional services and make at least one payment towards their account you will receive £100.00!! (offer applies to referrals received on or after 1st Dec 2015)