What is an IVA?

  • Lower affordable monthly repayment

    Affordable payments that fit around your bills
  • Freeze interest & charges

    Helping you get out of debt sooner
  • Write off any outstanding unpaid debt

  • Prevent Bankruptcy


Find the right solution

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  • Level of Debt:
  • Do I Qualify?
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An IVA (INDIVIDUAL VOLUNTARY ARRANGEMENT) is a legally binding formal agreement between you and your creditors - the people you owe money to. It works by you agreeing to REPAY A PERCENTAGE of your debt in affordable monthly payments over a given time (typically around five years), and they agree to write off any outstanding debt once your final IVA payment is made.


  • 1

    Find out if a IVA is suitable for you, to do this either fill in the form opposite at the top of the page and one of our trained advisor's will call you back or contact us on 0800 0122 111.

  • 2

    Once we have conducted a full assessment of your circumstances we will then advise you on whether an IVA is best advice for you and send you information in the post.

  • 3

    Once we have received your application your designated insolvency practitioner will then make contact with your creditors to offer them your newly reduced payment offer.

How an Individual Voluntary Arrangement can help you...

  • Loan £9,700
  • Credit Card £2,350
  • Overdraft £1,075
  • Payday Loans £2,180
Total Repayments £466
Once on a IVA
  • Interest frozen
  • Just one monthly repayment
  • One point of contact
  • Monthly statement / online portal
Single Repayment £167

What people are saying about our debt solutions...


    You have all been helpful, polite and supportive at all times. Your company has taken on so much and relieved us of a great deal of stress and anxiety during what has been a difficult financial time for us. I would definitely recommend your services to others.

    R & H Olliver

    We are both delighted with the services from Dissolve Debt. Through the help that you have given us, it has allowed us to sleep at night. Thank you so much.

    R & K Bishop

    I knew it would only be a matter of time before creditors would be sending people or bailiffs to my door, and the threat of court action was a valid threat. Once you took the matter on all calls, letters, and implied threats ceased.

    M O'Malley

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